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| Some of the best kept secrets revealed in this brand new up to date e-book on how to succeed in buy to let and property
investment. How a small amount of money can take you to owning a portfolio worth millions. Investing in property can be a very financially rewarding experience but there are
plenty of pitfalls that many new and even experienced property investors can end up in. Don’t be one of them. It’s often easier to learn from other people that
have already made those mistakes with property investment. In this book you will learn some very valuable lessons that will help you achieve the success of a profitable property
investor. Find our Where to Buy, What to Buy, What NOT to buy, How to Buy BMV (Below Market Value) properties and much more … |
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| For new and experienced landlords |
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| Avoid the buy to let mistakes – What to buy – Where to buy – What NOT to buy! |
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| Written by property investors with over 13 years experience. From a tiny 1 bedroom Grade II listed cottage, to a portfolio worth £ millions!! Renovating
for profit, letting, selling and purchasing their own buyers homes to secure a sale on their own investment properties. |
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There are 3 outcomes when investing in property:
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- Making Money
- Losing Money
- Breaking Even
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| Make sure you are in the ‘Making Money’ category with the help of this up to date e-book on buy to let and how to succeed in todays property
investment market. |
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| The case study you won’t want to miss reading: An autobiographical case study of how these
property investors moved around the UK to capitalise on property opportunities and how buying a property with cash outright for £59,000 cost them the opportunity to realise
a profit of £1.6 million !!!!!!!!! |
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| If you are serious about property investment and want to learn how to create a secure financial position for you and your family for the future, then you
should not miss this e-book for just £13.99 instantly downloaded. Plus you will get another 32pg buy to let guide absolutely free! |
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- Learn how you can renovate a bathroom from just £1.00…..
- How to turn an investment of just £23,550 into a profit of £166,500
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| This comprehensive e-book is packed with lots of useful information on buy to let and how to succeed in today’s investment property market. Recognising
that the UK property market has stabilised in recent months, this instantly downloadable e-book highlights how you can still profit from property investment. |
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| “For amateur and professional landlords” |
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Just £13.99
Instantly Downloaded
You’ll also get a FREE
32pg instant Buy to Let guide |
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| Find out more about .. |
- Buying at Auction
- Renovating Property
- How to Find Property Hotspots
- Where to Buy
- What to Buy
- What NOT to Buy
- How to Buy BMV (Below Market Value) property
- Buying and Selling Privately
- Letting your property
- Why finding the best buy to let mortgage is crucial to your success as a property investor and much more….
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Capital appreciation
When you are buying an investment property, you need to be confident that the property you are considering will achieve a good level of capital appreciation. This doesn’t have
to be in the immediate future but it is important that it will return a good level of profit in the long term. It is not so important to get a profit from your rental income as this
is likely to result in you paying more tax. But over time, it is more important that your property increases in value. This is known as capital appreciation. Ie the property becomes
worth more than what you initially paid for it.
At a point that your properties have increased in value, you may be able to release additional equity. This may be used to fund deposits on additional investment properties or to
help fund your lifestyle.
What Is It You Want From Your Investment?
It is most likely that you will be investing in property with a view to making money from it. It is therefore important to understand how to capitalize on capital appreciation and
to generate a good positive cashflow situation. Some property investors prefer to focus on the capital appreciation, whereas others prefer to see a healthy profit from the monthly
rental income. It ultimately depends on what you feel most comfortable with and what your strategy is for your property portfolio. Dependent on which option you prefer, will most
likely determine the types of property you are better to consider.
For example, if you want to buy a property that's likely to appreciate in value, then you'd be better to focus primarily on location. If you want a positive income return, then a
property’s location may not be as important as it will be the return or ‘yield’ that will afford you the surplus income from the property each month.
Financial Independence and Passive Income
More and more people are looking for alternative ways to secure their financial futures and independence. The idea of being able to quite the ‘day job’ is one that most
of us only dream about being able to achieve. However, with the right guidance and appointing the right people to help you, then you too can become one of the increasing numbers
of people finding a positive financial future from property investment.
Financial Independence
Gaining total financial independence - the freedom or release from the need to have to work. Can happen in a number of different ways. It can start from cutting
down your hours in your current day job to finally being in a position where you no longer have to work at all. Finding a way to achieving a passive income is the ideal way to
make this happen. This simply means that an income is coming to you and is largely irrelevant of the number of hours you have worked. It is almost self generating. Many property
investors have already done this and there is no reason why you can’t join them! But of course to reach this level will require a certain level of input and once achieved
will require an element of maintenance. |
- For example, while rental income might seem to be passive income, there is the task of finding tenants, appointing letting agents, drawing up tenancy agreements, landlord inventories,
checking tenants in and out, collecting rent, maintenance of a property, managing the tenant, finding property tax accountants or filling in tax returns etc.
- 'Passive' is a word that really means avoiding being paid by the hour.
- Instead you seek to do some work today and leverage off it tomorrow. This leverage is in the form of receiving multiple payments without the need to work again.
- If you invest in a property that is cashflow efficient, then your hope is that the work involved in finding the property, maintaining or renovating the property, will ultimately
create a positive income stream that will see you through until you decide to sell the property or refinance the property on to another buy to let mortgage.
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Time And Money
Financial independence is not all about money
As we get older, we experience that time is going past far too quickly. This can result in us feeling that our time is actually more important or more valuable than money.
Time is finite - money isn't.
The reality is that most of us have other things that we'd rather be doing. And most of us would prefer to be our own boss. We would love to spend more time with our families, traveling,
playing golf etc! But of course most of our time is usually taken up with our jobs. So wouldn’t it be good if you didn’t have to work in the first place. So if you want
to work less for ‘your boss’ but don’t want to jeopardize your income or lifestyle, then it’s time to look at an alternative way to generate a passive income
if you want to cut down your hours and not your income!!
Passive Income and Property Investing
There 2 ways to make money when you are in property investing: |
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- Your Investment Property increases in value over a period of time
- You earn surplus income from the rent achieved against the monthly repayments you make on the buy to let or investment mortgage secured against the investment property.
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Both are valuable and can occur independently to the other. The problem is when the occur together ! That is, you can have capital appreciation
and no positive income returns (this is negative gearing), or you can have a positive income return and no or negative capital appreciation, or you can have no capital appreciation
and no positive income too (or both).
Is capital appreciation better than a positive income return? Maybe, Maybe not.
To capitalize on your gain you will need to create some payments to yourself. Remember though that once you've spent the release of equity or gain then it's gone until such point
that the investment property has increased enough to take another payment. This is of course dependent on the property markets and how they are performing so there is no guarantee
when you will next be able to do this.
Positive income from surplus rent achieved over the monthly buy to let mortgage or investment loan may continue indefinitely. You may experience the occasional rental voids but providing
you have bought an investment property in a good location with a good tenant and rental demand then it is likely that the rental voids will be few. Therefore, your passive income
stream is not so limited.
Conclusion
If the reason why you want to make money in property investment and real estate is to achieve some degree of financial independence and having the ability to work less hours, then
perhaps you should focus on positive income returns rather than capital appreciation. Capital appreciation can take a longer period of time and of course there are no guarantees.
But with a number of investment properties creating a surplus each month from the rent, you may be able to put this towards your monthly income to help pay the food bills!
Ideally you want an investment property that is creating good capital appreciation and positive income. These opportunities are rare, but with enough research can be found!! |
